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Electronic Bill Pay - Consumer

Extending the services offered under the Remittance Processing Method, the Bill Payment Front End Method offers credit unions an electronic bill payment system that allows members to submit payments via the internet. This method is designed for credit unions currently offering a home banking system without bill payment capabilities, or those seeking a stand-alone electronic bill payment interface. The Corporate’s role is to work behind the scenes handling back-end processing of payments requested.

MY CU Services’ “Front End” can be branded to suit your credit union. This allows MY CU Services to process requested payments “behind the scenes,” so that the bill payment system you offer to your members is uniquely yours. In addition, the system is front end independent. This means it can easily be integrated with Single Sign On products offered by any home banking provider, or it can function as a stand-alone product.

Processing and Settlement

Your members use the system by signing on and scheduling payments online. MY CU Services will generate a file of bills the next morning to be paid in an ACH format and will either transmit the file to your credit union or make it available for you to download. Once you have verified the funds, payments are sent to the merchants, and your credit union’s designated settlement account is debited. This settlement account can be held at the financial institution of your choice.

The Difference

While service is key to our success, our uniqueness lies in the fact that we are a credit union system solution for EBP. As a corporate credit union CUSO, we are a member owned institution, dedicated to providing the services credit unions need at a price they can afford.

Person-to-Person Payments

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Gift Checks

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Donation Checks

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If your credit union is interested in more information on MY CU Services’ electronic bill payment program, please click here to view our product demos or contact our sales team at (888) 985-7280 or