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ATM Capture

MY CU Services’ ATM capture increases both security and efficiency for credit unions. Instead of staff or third-party vendors making daily trips to your ATMs to pull deposited checks and manually scanning these for processing and collection, ATM capture allows scanned images of the checks to be instantly transmitted to MY CU Services for further review and processing.

How does it work?

A special depository on ATMs allows checks (and cash) to be inserted directly into the depository slot without an envelope. The depository reads the checks and captures images that the ATM then transmits directly to MY CU Services. The ATM capture application checks for an endorsement, as well as image quality standards, and will send items into a review queue if they do not meet these requirements.

Your credit union can also set a dollar threshold for reviewing checks over a certain amount from each ATM. Credit union staff monitors the review queue throughout each business day for items needing to be reviewed. In addition, ATM capture can be integrated with MY CU Services’ fraud detection services for real-time fraud monitoring. At the end of the day, MY CU Services processes all approved items in conjunction with your branch or teller capture work.

In addition to ATM capture, MY CU Services also offers image capture for Interactive Teller Machines (ITMs).


  • Quick and convenient processing
  • Eliminate the cost of third-party vendors to pull check deposits
  • Increase security for staff manually pulling deposits
  • Eliminate back-office scanning and check preparation
  • Extensive research capabilities and error detection
  • Option for real-time fraud detection

If your credit union is interested in more information, please contact our sales team at (888) 985-7280 or