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Automated Clearing House - ACH

MY CU Services’ Automated Clearing House (ACH) services are designed to assist credit unions with the rising demand for electronic funds transfers.

Files & Returns

ACH Files & Returns streamlines the way your credit union receives ACH files. It does not require you to load or maintain software at your credit union. Your credit union has the power to determine whether you wish to process multiple ACH files from the Federal Reserve throughout the day, or combine the various presentments into one file for posting in your host system.

Files & Returns allows your credit union to easily create ACH return or notification of change items. MY CU Services handles all software upgrades, including NACHA Rules-related updates to assist with your credit union’s compliance to the ACH rules.

Originations

ACH origination functions occur through an online platform. There is no software to load on your computers and/or maintain in your office. The origination system allows your credit union to setup one-time and/or recurring ACH transactions. All standard ACH formats are supported. MY CU Services handles all software upgrades, including NACHA Rules-related updates to assist with your credit union’s compliance to the ACH rules.